Offensive cybersecurity for Money Service Businesses
Penetration Testing and Security Validation for MSBs and FinTech Companies
We perform manual penetration testing for Money Service Businesses, FinTechs, and payment platforms. Our assessments provide documented proof of your security posture for sponsor banks, auditors, regulators, and cyber insurers.

Cecile Mengue
President/CEO
Serving organizations operating under FinCEN oversight, sponsor-bank due diligence, and cyber insurance requirements.
Why MSBs Need Independent Penetration Testing
Most Money Service Businesses have invested in firewalls, endpoint protection, and managed IT. These are necessary — but they don't constitute proof that your systems can withstand a real-world attack.
Sponsor banks, auditors, and cyber insurers are no longer asking what tools you have. They're asking for independent evidence that your defenses work — the kind of evidence only a penetration test provides.
Validation:
No independent third-party security testing of your controls
Banking:
Sponsor banks requiring documented proof of cybersecurity posture
Insurance:
Cyber insurance carriers tightening underwriting and renewal requirements
Compliance:
FinCEN, BSA, and state regulatory expectations escalating for MSBs
Penetration testing services
Independent Security Validation for Organizations That Move Money
CyberCile doesn't replace your IT provider we validate it. We test your systems using the same techniques real-world attackers employ and deliver documented proof of your cybersecurity posture.
Manual Penetration Testing
Real-world attack simulation targeting your financial infrastructure. We go beyond automated vulnerability scanning to identify exploitable weaknesses including business logic flaws specific to payment systems and money transmission platforms.
Independent Security Validation
Objective third-party assessment of your true risk exposure, performed independently of whoever built or manages your systems. Findings are documented for sponsor banks, auditors, FinCEN compliance, and regulatory examinations.
Continuous Security Evidence
Ongoing documentation and periodic reassessment that keeps your security evidence current — not a one-time report that goes stale. Ready for BSA audits, cyber insurance renewals, and sponsor-bank reviews.
Ready to Stop Guessing?
Get the documented proof your banks, auditors, and insurers require.
Risk exposure
The Cost of Unproven Security for Money Service Businesses
When an incident occurs or when a banking partner conducts due diligence the question will be: "Can you demonstrate that you took the appropriate steps to secure your systems and protect customer data?"
How We Work
Discovery & Scoping
We review your systems, compliance requirements, and banking obligations to define the assessment scope and approach.
Testing & Validation
Our team performs manual penetration testing and security validation, simulating real-world attack scenarios against your infrastructure.
Get started
Know where you stand before someone else finds out
No obligation consultation about your organization's security testing needs.
Built for financial infrastructure
CyberCile is an offensive cybersecurity firm specializing in penetration testing and security validation for Money Service Businesses and financial platforms.
We focus exclusively on organizations where security failure carries regulatory, banking, and reputational consequences not just technical ones.
We don't sell software. We don't manage your IT. We provide independent, documented proof that your security controls work as intended.
Will this disrupt operations?
No. Testing is scoped to minimize impact.
Is retesting included?
Yes, one round of retesting is included with our penetration tests. After we provide the initial report and your team addresses the vulnerabilities found, we conduct a retest to ensure that the remediation actions have been successfully implemented. We then provide you with an updated report reflecting the current security status of your systems.
How long does a pentest take?
The duration of a penetration test depends on the size and complexity of the project. Typically, reports are delivered within 2-4 weeks.
What do you test for?
Our testing methodology adheres to audit procedures and established criteria, ensuring consistency and compliance with industry standards, including the Payment Card Industry (PCI) Data Security Standard requirement 11.3. Our examination follows information system security assessment best practices outlined by the Open Source Security Testing Methodology Manual (“OSSTMM”) and The National Institute of Standards and Technology (“NIST”) Special Publication 800-42, Guideline on Network Security Testing.
Web application penetration tests cover OWASP security threats, including:
- SQL Injection
- Authentication Flaws
- Directory Traversal
- OS Command Injection
- Business Logic Vulnerabilities
- Information Disclosure
- Access Control Vulnerabilities
- Server-Side Request Forgery (SSRF)
- XML External Entity (XXE) Injection
- Cross-Site Scripting (XSS)
- Cross-Site Request Forgery (CSRF)
- Cross-Origin Resource Sharing (CORS)
- Clickjacking
- DOM-Based Vulnerabilities
- WebSockets Vulnerabilities
- Insecure Deserialization
- Server-Side Template Injection (SSTI)
- Web Cache Poisoning
- HTTP Host Header Attacks
- HTTP Request Smuggling
- OAuth Authentication
Can you help with PCI?
Yes, our penetration tests can be used to help fulfill compliance requirements for many of the major regulatory frameworks and standards, including SOC2, HIPAA, or PCI. Our thorough assessments and comprehensive reports provide the necessary documentation and insights to support your compliance efforts.
What deliverables come with a pentest?
Each engagement includes documentation designed for external review and executive oversight, including:
- Independent third-party penetration testing results
- Prioritized findings tied to business impact
- Executive-level summaries suitable for boards and auditors
- Audit-ready documentation
- Clear explanation of testing methodology
- Optional retesting to validate remediation
Reports are written for clarity, usability, and defensibility — not technical audiences alone.
Who are the pentesters?
Our assessments are performed by experienced US-based security professionals who conduct remote investigations, review documentation, and contribute to the presentation of findings in the report.
Our team holds industry-leading credentials, including OSCP+, OSCP, PWPP, and CEH.
Do you replace our MSP or IT team?
No. We provide independent validation.
Can I see a sample report?
Of course, you can download a sample report here.
Is penetration testing required for MSBs?
Requirements vary, but many regulators, banks, and insurers expect independent testing as part of risk management.
What types of pentests do you offer?
We offer a variety of penetration testing services to meet different security needs:
Websites and Web Applications:
We test for vulnerabilities in your websites and web applications, ensuring they are secure against common and advanced threats. This includes identifying issues like SQL injection, cross-site scripting (XSS), authentication flaws, and more.
External Networks:
Our external network penetration testing focuses on assessing the security of your network's perimeter. We identify and exploit vulnerabilities that could be accessed by attackers from outside your network, ensuring your defenses are robust.
PCI Compliance Tests:
We conduct penetration testing in accordance with the Payment Card Industry Data Security Standard (PCI DSS) requirements. This includes evaluating the security of your Cardholder Data Environment (CDE) to ensure compliance with PCI DSS and protect sensitive cardholder data.
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